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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER LOAN SECURED AGAINST IT.

Remortgages

You’re happy in your home, and have no desire to move, but are you paying too much every month stuck on your current lender’s Standard Variable Rate? Worried about future interest rate rises?

Why should your mortgage lender charge you as much as 2% more than their new borrowers? In the mortgage industry, loyalty to their lender doesn’t benefit the customer very often.

But why remortgage? Our answer is quite simple – why pay more than you should for the same borrowings? We can help find a remortgage solution that works for you, with the minimum of fuss as well as reduce your monthly costs.

We have the ability and expertise to remortgage most customers making impressive savings on their monthly payments, with very little cost to the client. Many lenders offer perks, such as free legal work and free valuations, for customers wishing to move their mortgage to them, because they know that most people will still be with them in several years time and the lender has the opportunity to make money of their “loyal customers” whilst they are on the standard variable rate.

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The Mortgage & Property Shop Ltd is an appointed representative of Lifetime Insurance Mortgage Experts Ltd, Network House, Lister Hill, Horsforth, Leeds, LS18 5AZ, which is authorised and regulated by the Financial Services Authority. The Lifetime Insurance Mortgage Experts Ltd FSA registration number is 311266

Our permitted business is advising on and arranging mortgages and non-investment insurance business. You can check this on the FSA's Register by visiting the FSA’s website www.fsa.gov.uk/register or by contacting the FSA on 0845 606 1234.

THERE MAY BE A FEE OF £500 FOR MORTGAGE ADVICE, PAYABLE ON COMPLETION. IN ADDITION TO THIS FEE WE WILL BE PAID COMMISSION BY THE LENDER. ALTERNATIVELY A FEE OF 1% OF THE MORTGAGE AMOUNT WILL BE PAYABLE OF COMPLETION AND ANY COMMISSION WE RECEIVE FROM THE LENDER WILL BE REFUNDED TO YOU.

Please read this document carefully:

Initial Disclosure Document (I.D.D)

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